Unlock Liquidity from Your Fine Jewellery and Luxury Watches
Luxury watches and fine jewellery are more than personal adornments—they’re high-value assets with strong resale markets and long-term appreciation. Whether it’s a Rolex, Patek Philippe, or a custom diamond necklace, these items can serve as powerful financial tools. At LONO Fine Asset Lending, we help you access capital quickly by using your jewellery and watches as collateral—without selling what you love.
Why Use Your Jewellery or Watch as Collateral?
Sometimes, you need access to funds—quickly and discreetly. Traditional banks typically don’t recognize the financial value of luxury personal assets, and selling your pieces can take time and emotional toll.
Clients turn to LONO when:
They want fast, private funding without impacting their credit.
They prefer to retain ownership of sentimental or investment-grade pieces.
They need short-term liquidity for business, legal, or estate matters.
They want to avoid the delay and hassle of consignment or public auction.
Using your jewellery or watch as collateral is a smart, flexible way to access capital while preserving your asset.
How Lending Against Watches & Jewellery Works
Submit Your Asset – Upload photos and details of your item(s)—brand, condition, documentation, and provenance.
Expert Valuation – Our specialists assess market value and offer a loan—typically up to 50% of current fair market value.
Receive Your Loan – Once terms are accepted, we wire funds within 24–72 hours.
Secure Storage & Return – We safely store your asset for the loan term. Once repaid, we return it to you fully insured.
LONO provides loans ranging from $20,000 to $1,000,000+, depending on the asset's value and marketability.
Benefits of Lending with LONO
Expert Appraisals – We specialize in high-end pieces from Rolex, Audemars Piguet, Van Cleef & Arpels, Graff, Cartier, and more.
Fair Terms – Transparent rates and flexible loan terms tailored to your needs.
Secure Storage – Your jewellery and watches are stored in secure vaults with white-glove handling.
Retain Ownership – You keep the asset once the loan is repaid—no need to sell or part ways permanently.
A Discreet Solution for Professionals, Collectors & Families
Whether you’re managing cash flow for your business, funding legal proceedings, or accessing liquidity during estate settlement, LONO offers a fast, respectful solution tailored to discerning clients. Our clients include professionals, trustees, art and watch collectors, and families handling inheritance matters.
Turn Your Timepieces & Jewellery into Opportunity
If you own high-value jewellery or luxury watches, you’re sitting on untapped liquidity. With LONO, you can access capital quickly—while still keeping what matters most.