Fine Art Lending: Unlock Capital Without Parting With Your Collection
Owning fine art is a mark of taste, cultural investment, and often, substantial financial value. Whether it’s a contemporary painting, historical work, or blue-chip piece, your art can serve as more than décor - it can unlock liquidity. At LONO Fine Asset Lending, we specialize in providing discreet, short-term loans secured by fine art, helping collectors, estates, and professionals access capital without selling their collection.
Why Borrow Against Fine Art?
The traditional banking system often overlooks the true value of non-traditional assets like art. Selling a piece may take months, and consignment fees or auction house timelines can delay critical funding. That’s where LONO comes in.
Clients turn to LONO for fine art lending when:
They want quick, discreet access to funds without selling their artwork.
They’re managing an estate or inheritance and need short-term liquidity.
They’re pursuing investment opportunities or need working capital.
They want to retain ownership of appreciating assets while putting them to work.
Using fine art as collateral offers flexibility and control—keeping your collection intact while gaining the capital you need.
How Lending Against Fine Art Works
Submit Your Art – Provide details and images of the artwork, including artist name, size, medium, provenance, and past appraisals or sales history.
Appraisal & Offer – Our expert network evaluates the piece and offers a loan—typically up to 50% of the artwork’s current market value.
Loan Issuance – Once you accept terms, we wire funds within 48–72 hours.
Secure Storage – Your artwork is securely stored and insured throughout the loan term. Upon repayment, your piece is returned in original condition.
LONO works with individual artworks or collections valued from $40,000 to $1,000,000+, depending on marketability and provenance.
Why Choose LONO for Fine Art Financing?
Industry Expertise – We specialize in fine art lending and understand both the emotional and financial value of your collection.
White-Glove Handling – Artwork is professionally packed, stored, and fully insured in secure facilities.
Flexible Loan Terms – We tailor our offers to suit your specific financial timeline.
Preserve Your Portfolio – Continue growing your net worth without disrupting your long-term art holdings.
Trusted by Collectors, Trustees & Professionals
From seasoned collectors and gallerists to estate lawyers and family offices, LONO provides a reliable solution for those seeking liquidity without selling. We’re proud to work with those who view their art as both an emotional and financial investment.
Let Your Collection Work For You
If you're holding valuable artwork and need quick, private access to capital, LONO offers a trusted path forward. We help you unlock the value—while you keep the legacy.